Getting into a car accident can be a difficult experience. Luckily, your car insurance company will usually pay for any mechanical or auto body repairs caused by a covered accident. However, if the costs of repairs are more than the vehicle is worth, the insurer might declare it a total loss and give you the cash value instead. Below are a few key signs that your vehicle has been totaled.
A single severed brake line or other minor leak after an accident isn’t unusual. However, if you see pools of fluid under your vehicle after an accident, the collision could have damaged the radiator or broken seals inside the engine. Major structural damage can also cause the oil pan to tilt sideways or come loose.
Many of these issues can be extremely expensive to repair, especially if the engine is damaged. In these cases, the insurer may decide to simply pay for a replacement instead of repairs.
A collision can damage the frame of your vehicle, even if the damage to the surface seems minor. Experienced auto body repair shops can repair bent or broken frames, and the cost may be worthwhile on newer or high-value vehicles. However, if your car is more than five years old, the insurer may decide that the cost of repairs isn’t worthwhile.
Classic cars might be worth tens of thousands of dollars, but most older vehicles are much less valuable. If your car is more than 20 years old, the insurer may decide that paying the replacement value is more cost-effective than covering even basic auto body repairs.
If the vehicle doesn’t start after a collision, a damaged battery or starter may be to blame. However, this often indicates that the vehicle has sustained serious damage that could be extremely expensive to fix. Bent auto body panels obscuring the driver’s view or crunching sounds when you turn the wheel can also lead an insurer to consider your car totaled.
If your vehicle has been in an accident anywhere on Oahu, Westside Fender/Body & Refinishing has the expertise and trusted reputation you need. Their friendly, highly trained repair technicians have been serving drivers across the island for over 30 years, and they have the equipment to handle even serious auto body damage. Visit their website for an overview of their auto body repair services, or call (808) 677-5112 to make an appointment at their shop in Waipahu.