After an accident, ensuring everyone is safe is of the utmost importance. But after that, when emotions are running high, you might not be sure if you should contact your insurance company or auto repair shop first. Learn which steps to take if you're in an auto accident below.
Whether you're in a collision or a minor fender-bender, contacting the police is essential and legally required in some states. The responding officers will complete an accident report, which your insurance provider may need to process your claim. Filing a police report can also help you avoid incidents where it's your word against another's, which may be helpful if future litigation matters arise.
Even after filing a police report, take your own notes and photos to ensure you have the information on hand for insurance purposes and litigation issues without having to track it down. Take pictures of any vehicles or property that were involved, including the surrounding area. Write down an account of the incident, including events leading up to the incident, your speed, and the direction you were traveling. Your insurance provider will use this information to determine who was at fault and how to process your claim.
After ensuring anyone involved is uninjured, exchange your contact and insurance information with the other drivers. Rather than writing it down, snap a photo of their driver's license, insurance card, and license plate number. Write down the make and model of the vehicle, as well as the location of the accident. After determining who is at fault, your insurance adjuster will use this information, your documentation, and the police report to determine who will pay for the cost of damages and auto repairs.
If you need auto repairs after a collision, contact Westside Fender/Body & Refinishing in Waipahu, HI. For over 30 years, their ASE®-certified mechanics have provided high-quality services and vehicle repairs, including collision, engine, alignment, and dent repairs. Contact them today at (808) 677-5112 to schedule an appointment, or visit them online to learn more about their services.